SEC & Regulatory Matters

Regulatory clearances, licensing, and enforcement defense across Philippine agencies.

Regulated industries — securities, financing and lending, fintech, insurance, and more — operate under intense scrutiny from the SEC, BSP, IC, and other agencies. We advise on licensing, ongoing compliance, enforcement defense, and policy engagement, helping clients move quickly without crossing regulatory lines.

Services

• Financing and lending company registration with SEC
• Securities offerings, exempt transactions, and registration statements
• BSP licensing for VASPs, EMIs, and OPS providers
• Insurance Commission licensing and product approvals
• SEC enforcement and CDO defense
• Beneficial ownership disclosure compliance
• Industry policy submissions and rulemaking comments

How we work

1. License roadmap: We map every license and approval required for your model.

2. Application: We prepare and file with SEC, BSP, IC, or NTC and shepherd to approval.

3. Operating compliance: We design ongoing reporting and conduct rules.

4. Defense: When a regulator inquires, we respond — and litigate if needed.

Frequently asked questions

Does my fintech need a BSP license?

Yes, if it operates a payment system, issues electronic money, or offers virtual asset services — OPS, EMI, and VASP are separate BSP licenses. Purely software or referral models may fall outside. We map your business model to the correct framework.

What triggers an SEC enforcement action?

SEC enforcement is commonly triggered by unregistered securities offerings, investment scams, misleading disclosures, late or false reports, and consumer complaints. Early counsel often stops an inquiry before it escalates.

What is a Cease and Desist Order?

A Cease and Desist Order is an SEC order requiring a company to stop specified activities immediately. It can be issued ex parte, without prior hearing. We move promptly to file motions to lift and respond on the merits.

Contact Eleazar Bangi & Associates Law Firm

Office: 511 Bell Mansion, Bagong Pag-asa, Quezon City, Metro Manila 1105, Philippines. Hours: Monday to Friday, 9:00 AM to 6:00 PM. Email: rjbangi@reblegal.com. WhatsApp and Viber available. Contact us.